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Mortgage Lending - The credit union has teamed up with Centennial Lending to offer Mortgage Lending services to our members. If you would like more information regarding these services, please contact the credit union.

Rates

SHARE (SAVINGS) ACCOUNTS

Account Type
APR
APY
Primary
.05%
.05%
Secondary
.05%
.05%
Christmas Club
.05%
.05%
IRA Shares
.50%
  .501%
  • $25.00 minimum deposit in Primary Savings to be considered Legal Member
  • SHARE CERTIFICATES - $500.00 minimum deposit
  • YOUTH SHARE CERTIFICATE - $100.00 minimum deposit

(Must be 18 years of age or under)

Regular Rates

Term
Minimum
APR
APY
6 month
$500
0.200%
0.200%
12 month
$500
0.250%

0.250%

24 month
$500
0.400%

0.401%

36 month
$500
0.550%
0.551%
48 month
$500
0.700%
0.702%
60 month
$500

1.000%

1.004%

SHARE DRAFT (CHECKING) ACCOUNTS - avg. of $500.00

                0.00% APY

LOANS (with approved credit)

Loan Type
Rate
Share Secured
7.00%
Certificate Secured
2.00% above dividend
Personal Loan (max 36 months and $3,000)
8.00% to 15.00%*
Line of Credit (max 36 months and $5,000)
9.25% to 13.25%*
Visa Credit Cards
9.9% to 11.9% *

 * Rates displayed as a range are based on borrowers credit rating

COLLATERAL - NEW & USED - based on term

Pre-approve your loan and lower your rate an additional 0.25%

Auto/Pickups (2015-2016)
Term
A+
A
B
C
2 years
2.00%
2.25%
3.00%
5.00%
3 years
2.25%
2.50%
3.25%
5.25%
4 years
2.75%
3.00%
3.75%
5.75%
5 years
3.00%
3.25%
4.00%
6.00%
6 years
3.50%
3.75%
4.50%
6.50%

Auto/Pickups (2009-2014)

Term
A+
A
B
C
2 years
2.00%
2.25%
3.00%
5.00%
3 years
2.25%
2.50%
3.25%
5.25%
4 years
2.75%
3.00%
3.75%
5.75%
5 years
3.00%
3.25%
4.00%
6.00%
6 years
3.50%
3.75%
4.50%
6.50%

 

Great rates, based on credit rating and term, are also available for new and used:   

Boats, Motorcycles, Snowmobiles, Campers and Camp Trailers
3.25% to 10.00%
24 months to 72 months

Motor Homes/Travel Trailers greater than 22 foot or greater than $50,000
4.75% to 10.75%
84 months to 120 months

 

We also offer unsecured signature and line of credit loans at very competitive rates. Stop in and see us today.