As of Sept 1, 2021
SHARE (SAVINGS) ACCOUNTS
Account Type |
APR |
APY |
| Primary | .05% |
.05% |
| Secondary | .05% |
.05% |
| Christmas Club | .05% |
.05% |
| IRA Shares | .30% |
.30% |
- $25.00 minimum deposit in Primary Savings to be considered Legal Member
- SHARE CERTIFICATES - $500.00 minimum deposit
- YOUTH SHARE CERTIFICATE - $100.00 minimum deposit
(Must be 18 years of age or under)
Regular Rates
Term |
Minimum |
APR |
APY |
| 6 month | $500 |
0.200% |
0.200% |
| 12 month | $500
|
|
|
| 24 month | $500
|
0.400% |
0.401% |
| 36 month | $500 |
0.450% |
0.351% |
| 48 month | $500 |
0.600% |
0.601% |
| 60 month | $500 |
0.900% |
0.903% |
We are excited to announce a CD special. With a minimum of $500 in new or existing money placed in a 12 month CD, you can receive a special rate of 1.00 APY 12 mos. APY = 1.00%, interest rate would be 0.996%.
SHARE DRAFT (CHECKING) ACCOUNTS - avg. of $500.00
0.00% APY
LOANS (with approved credit)
Loan Type |
Rate |
| Share Secured | 2.00% above dividend |
| Certificate Secured | 2.00% above dividend |
| Personal Loan (max 36 months and $3,000) | 9.00% to 16.00%* |
| Line of Credit (max 36 months and $5,000) | 9.75% to 13.75%* |
| Visa Credit Cards | 9.9% to 11.9% *
|
* Rates displayed as a range are based on borrowers credit rating
COLLATERAL - NEW & USED - based on term
Pre-approve your loan and lower your rate an additional 0.25%
Great rates, based on credit rating and term, are also available for new and used: New and Used Auto/Pickup |
|
| 3.25% to 12.00% | 24 months to 84 months |
Boats, Motorcycles, Snowmobiles, Campers and Camp Trailers |
|
| 3.50% to 10.00% | 24 months to 72 months |
|
Motor Homes/Travel Trailers greater than 22 foot or greater than $50,000 |
|
| 5.50% to 11.50% | 84 months to 120 months |
